2021: BEST Money App in Malaysia to Earn Discount & Cashback

Why you should never miss out this app to earn discount & cashback

I’ve been using this app for couple of months and I think it deserves this post!!! Please note that this post is not sponsored by ZCITY. Of course, I would be much happier if they are willing to. Ooooops

What is ZCITY?

ZCITY is not an e-wallet. It is a lifestyle rewarding app in Malaysia which allows you to enjoy rebates and rewards in e-commerce and retail merchants. It works like credit card cashback, but the discounts could be MUCH better than various credit card benefits.

It brings REWARDS on REWARDS.

When you make payment transactions via the app, it allows you to enjoy free vouchers. At the same time, reward points are generated which enable users to claim more savings in their next payment transaction. I will explain further below.

Example:

Why ZCITY deserves our attention?

1. ZERO credit top up required

It does not require you to top up any credit or bind any of your bank cards as all payment transactions can be done via existing e-wallet (Touch ’n Go e-Wallet, Boost Wallet, Grabpay Online), FPX and Credit Card.

2. Supports a variety of e-commerce platforms as of July 2021

Petrol : Petronas, Shell

Food : Grab Food, Starbucks

Transport : Grab Ride

Shopping : Shopee, Lazada, Giant, Watsons, Tesco Online

eWallet : TnG

Bill : Maxis/Digi/Celcom/Umobile/Unifi/Telekom etc

Gaming : Steam Wallet, Razer Gold

3. E-Vouchers/Reward points

Reward points

After downloading and registering a ZCITY account, for those who successfully gotten their email verified, they will receive FREE 200 reward points (100 Reward Point is equivalent to RM1.00).

Further, all registered users are entitled to earn 1 reward point for every RM1 whenever they complete any payment transaction at any ZCITY merchants (Zmerchant), bill payments, e-vouchers and charity donation in ZCITY.

Discount Vouchers

Just go to the specific Zmerchant and tap “Claim discount vouchers” to view all available vouchers.

Spin & Win Campaign

ZCITY just launched this campaign recently! You will get a minimum 200 reward points (equivalents to RM2) every day by just tapping the “GO” button on the wheel to spin and remember to share it with your social media twice per day.

So far, I’ve accumulated more than RM30 worth of reward points in just 20 days. It is super easy and way better than Shopee Farm and Milieu.

4. Double rewards with TNG

What I love about this app is that it allows me to utilize my payment and reward through my TnG eWallet.

Why?

Under TnG app, there is a reward program - “The Goal Hunter”, in which at any time you spend a min. of RM10 in-store or online, you may collect 1 stamp. Whenever you successfully collect 2 stamps, you may claim a reward voucher from a list of available rewards. One of these rewards is “ZCITY RM2 cashback voucher with a minimum spend of RM20 in ZCITY app”.

Hence in cases when you make a minimum payment of RM20 in ZCITY using TnG e-Wallet, RM2 cashback will be credited into your TnG e-Wallet (screen shot 2 below).

For example:

Lazada E-Voucher RM 50

Available Discount Voucher - RM 3

Reward point discount - RM 5

Payment made RM 42 (see screenshot 1 below)

TnG cashback - RM 2 (see screenshot 2 below)

E-Voucher actual cost to you RM 40

Total savings RM 10

Savings rate % 20%

Screenshot 1 - ZCITY:

Screenshot 2 - TnG:

How much rewards did I get so far?

I started using this app in May 2021 and have been using it for almost 3 months now. I’ve purchased Shopee vouchers, Grabfood vouchers and also paid off my monthly Digi postpaid bills several times.

In total, I’ve successfully saved RM26 by spending RM197, which amounted to 13% cashback!!!

New User Perks

The good news is that new user will be rewarded immediately upon download and registration with my referral code 00A2CV !

You will receive:

- RM5 cash voucher (Retail Merchant)

- RM3 bill payment voucher

- RM3 e-Voucher discount

- 200 reward points (worth RM2)

Not only that, you can claim discount vouchers in respective ZMerchant’s section.

Register/sign up ZCITY using my referral code 00A2CV or click the link below.

https://myrfront.zcity.io/register?type=1&user_code=00A2CV

Merchant partner with ZCITY

If you are interested to become a Zmerchant, you may refer the link here for all the benefits you will get.

Hotcup’s Verdict

I think the idea of earning rewards on rewards is truly fascinating and ingenious. You could easily earn double rewards when coupled with credit card or E-wallet payments.

Besides helping to cut down on expenses, ZCITY app is also simple and convenient to use.

Most importantly, who doesn’t wish to be rewarded for paying off recurring monthly bills or when spending on necessities?

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Disclaimer: All views expressed on this site are my own and do not represent the opinions of any entity whatsoever with which I have been, am now, or will be affiliated. Any action you take upon the information on this website is strictly at your own risk, and we will not be liable for any losses and damages in connection with the use of our website.